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  • Writer's pictureMia Vassallo

How to Budget for Big Expenses...

Large expenses might be scary, especially when added to all of the other smaller spendings in your budget. It's always a good idea to be prepared for them just in case, whether it be for an emergency or an unforeseen scenario. When it comes to financing, it's always better to be careful than sorry.

1. Assess Your Current Cash Flow

Examining and having a clear understanding of all incomings and outgoings is essential to measuring cash flow. Keeping track of important events where money will be spent will assist you to anticipate possible outflows. Setting realistic goals, especially in finance, on how you can better set aside money for upcoming activities, is highly advantageous.

2. Set Goals and Make Adjustments

Be prepared with clear calculations for foreseen, predetermined amounts for subsequent events. Calculate how long it would take you to earn such a sum depending on your current cash flows. If the required amount is not met after doing so, consider looking into alternative sources of income. Make a list of the modifications you'll need to make in order to stick to your budget and assess their viability. However, ensure that your emergency funds are not being touched as these are off-limits and only to be used for a rainy day.

3. Find the Best Platform to Put the Money Looking for the best place to pour in the allocated funds is necessary. It's important to keep in mind that obtaining these funds could take years. To avoid temptation, make sure that the money is kept in a location that is not easily accessible.



Budgeting is an essential part of preparing yourself for finance. If you would like to know more about how ZCV Capital and Consulting can assist you in all your finance needs call 0413 719 646 to speak to our loan specialist today.


Who are ZCV Capital and Consulting? Based in Melbourne Australia, ZCV Capital and Consulting are proud to work on transactions all over Australia. With over 25 years experience, our team have a deep understanding of the needs to not only survive, but thrive in an ever changing world. ZCV offers consulting and capital raising services in a number of different industries including: Property Finance Start Ups Digital Strategy Entertainment No matter what your need is, our team are here to help. Get in touch with us today to see how we can help you to achieve your goals.

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